To protect you and your family, bring you maximum tranquility throughout your loan, think of our optional borrower insurance which secures your credit and protects you from many difficult situations: - Death and Total and Irreversible Loss of Autonomy - Loss of job
Insurance for Death and Total and Irreversible Loss of Autonomy
The following guarantees are offered to you if you are under 65 years of age on the day of your admission to insurance. Death insurance In the event of death before your 70th birthday, the insurer will pay the lender the balance owed on your loan on the day of death. Total and Irreversible Loss of Autonomy Insurance Before your 65th birthday, if you are simultaneously: - unable to engage in any activity that could provide you with profit or profit - and obliged to use a third party to perform the 4 ordinary acts of everyday life (moving around , get dressed, eat, wash) the insurer will pay the lender the capital owed on your loan on the day of recognition of the state of Total and Irreversible Loss of Autonomy.
In addition to the Total Death and Irreversible Loss of Independence contract, this guarantee is offered to you if you are under 55 years of age on the day of your admission to insurance and you exercise a salaried activity under permanent contract. In the event of dismissal before your 60th birthday and if you benefit from the replacement income paid by the Pôle Emploi or an assimilated organization, the insurer will pay the lender up to 50% of the amount of your loan maturity (after a waiting period 12 months and up to a limit of € 64 / day).